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Terms of Use

Any entity ("User") using the Bankcraps.com website (the "Site" or "Service(s)" or "Products") or any content or information herein is legally bound by the terms of use ("Agreement"): This agreement is a legal agreement between the User and Bankcraps.com and all services combined therein. These services include software, data, databases, printed materials, content and online or electronic documentation. By using the website or services you are bound by this agreement. If you do not agree to the terms of this document you are not allowed to use the services, content, products or information.

1. MEMBER ACCOUNTS AND SECURITY

You will receive an individual account upon completion of the Bankcraps.com user registration process. You agree that you are solely responsible for maintaining the security and privacy of your information. You agree that you will notify Bankcraps.com at your earliest opportunity should you have any knowledge of unauthorized access. Upon account creation you agree to the fact that you are a person authorized to access information on behalf of the player that you are representing. You agree that you take responsibility of how the information is used. If it is found that you are not authorized, access may be terminated. Account access is at the sole discretion of Bankcraps.com.

2. MEMBER CONDUCT

You agree and understand that you are not to interfere, reverse-engineer or otherwise tamper with any aspects of the service or website. You agree that you will not use the website or services to promote any unlawful enterprise. You agree that you will not misrepresent the services or otherwise sell the service as a third-party. You agree that you will not deface the website or services. You agree that you will not use any bots or automated play to play on the site. You understand that the contents of the website are the sole property of Bankcraps.com and are not for public use beyond the scope of the terms of use agreement.

3. LEGAL COMPLIANCE/AGREEMENT

You agree not to intentionally or unintentionally violate any applicable local, state, national, or international laws.

4. SERVICE MODIFICATIONS

Bankcraps.com reserves the right to modify or discontinue, temporarily or permanently, its services with or without notice at any time. You agree that Bankcraps.com and its counterparts cannot be held liable for any resulting complications, costs or problems associated with the change or discontinuance of service.

5. COPYRIGHTS

The products and services provided by Bankcraps.com are solely licensed for use. They are not sold or distributed. The products and services are not to be copied or re-sold for private or public use. Bankcraps.com is sole owner of all content and services and the intellectual property contained therein. All code, pictures, images, content, data and information are property of Bankcraps.com and are to be used for informational purposes only. Some assets have been used in accordance with Creative Commons. Those assets should be acquired through Creative Commons licensing sites and in accordance with their authorized use.

6. SERVICE LEVEL AGREEMENT

Bankcraps.com agrees that it will maintain accurate information to the extent that: 1) It is available 2) Our services are online Bankcraps.com agrees to maintain its service to the extent that: 1) The company is readily able to provide the service 2) The company is legally able to provide the service Bankcraps.com is committed to providing the service as continuously as possible, but the user agrees and understands that the service will not be available at all times and based on Part 4 (Service Modifications) understands that the service will be unavailable at times, with or without notice. Bankcraps.com agrees to investigate issues and problems brought to its attention and act based on its evaluation of the issue.

7. LIABILITY DISCLAIMER

In no event will Bankcraps.com or its affiliates be held responsible for any loss, damage or misuse seen as the result of use of its products or services. RateShepherd LLC and its affiliates take no responsibility for decisions made based on content or services provided. Bankcraps.com maintains accurate information when possible, but cannot be held liable for information that is incorrect or misrepresented. Bankcraps.com is not responsible for any misconfiguration with your account. You are solely responsible for maintaining your player account information and ensuring its privacy. If for any reason a court or governing body finds any portion of the Terms of Use to be unenforceable, the remainder of the Terms of Use will remain in effect. These terms consitute a binding contract between the User and the Services, Products and Websites contained herein and represents the entirety of the agreement. This agreement supercedes any and all previous agreements, no matter their origin, and supercedes any agreements made afterwards without express written documentation of an alternate contract as signed by the signatories of the company.

8. CREDITS

Credits have no cash value and cannot be used or exchanged for items of value. Credits expire within one (1) calendar year of acquisition. No secondary market for credits can exist, as credits cannot be converted, transferred, traded or sold to another party. Credits are linked specifically to an individual account. An individual may not create more than one account. In the event that additional accounts are created the owner of the accounts should contact the company to consolidate the accounts for accurate record keeping. Free credits may be earned as posted through regular intervals at such a time as an individual account holder can claim them. It is the sole responsibility of the account holder to claim any awards or credits by logging into their account at the time of eligibility and actively claiming the credits. Credits are not a prize, as they have no redeemable cash or tangible value. Promotions may include goals or contests that require account holders to accomplish tasks in order to claim additional credits. No consideration is required to participate in these goals or contests. As with any game, some element of chance exists and an account holder's skill level may impact their results. However, as the game neither provides any prize with tangbile value, nor requires any consideration to play, it is a play for fun game. Wins are always rounded down to the nearest whole number. This follows the process of most major casino establishments. Any errors should be reported as soon as possible to Bankcraps.com so that the issue can be reviewed.

9. PAYMENTS

You understand that all purchases are final. You may not sell, exchange or otherwise propogate credits to another party. By submitting a payment for virtual goods and services you agree to pay all applicable fees and taxes associated with the purchase. You also understand your responsibility to act within the laws and governance of the jurisdiction within which you are making the purchase. We reserve the right to cancel or refuse any transaction for any reason at anytime.